Term or Perm?


What the heck does term or perm mean? If you haven't heard that before there's a good chance no one has sat down with you and talked about the basics of life insurance.

Term means temporary insurance. With this type of insurance, you choose the number of years you need coverage and once that time period is over your term is up. As for Perm, it means permanent coverage. Coverage for the rest of your life. One key advantage of a perm policy is that you have cash growing inside your policy that you can borrow against, depending on your financial goals.

Which is right for you? Well it depends on your goals...

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